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Who Pays When a Contractor Is Hurt at a Refinery
Houston Refinery Contractor Injury Lawyers
When you are hurt at a Houston refinery, the most important question is often the one nobody explains: which company actually has to pay.
On a plant, the injured worker is usually a contractor, and the company that caused the harm is usually not the one that signs the checks.
That distinction decides whether you are limited to a workers' compensation benefit or can pursue a full-value claim against the companies at fault.
Lawsuit Legal works from our Houston office and sorts out exactly that question for contractors injured at refineries and plants across the Gulf Coast.
Our Texas cases are led by personal injury attorney Don Worley, licensed by the State Bar of Texas, with more than 40,000 cases handled and over $100 million recovered for injury victims.
Getting the employment question right is the difference between a capped check and a full recovery.
When the companies and their insurers will not pay what a claim is worth, our trial-ready attorneys are prepared to take it to a Harris County jury.
Call (888) 713-6653 for a free, confidential review of your refinery injury claim. You Win or It's Free.
At-a-Glance: The Question That Decides Your Recovery
- Direct plant employees are usually limited to workers' comp against the plant, unless it is a non-subscriber
- Contractors can pursue the plant owner and other contractors as third parties, often the strongest position
- Staffing-agency workers can be pulled under a host employer's comp through the borrowed servant doctrine
- Non-subscriber employees can sue their own employer directly, with no damage cap and few defenses
- The same injury can be worth very different amounts depending on which category you fall into

Why the Employer Question Decides Your Case
Texas treats a work injury one of two ways, and the difference is enormous. If your employer carries workers' compensation, comp is generally your exclusive remedy against that employer under Section 408.001 of the Labor Code: it pays medical bills and a portion of lost wages no matter who was at fault, but it does not pay for pain, suffering, or your full lost earnings, and you cannot sue that employer for more.[1]
That bar applies only to your employer. It does not protect the other companies whose negligence hurt you, and on a refinery there are almost always several of them. A claim against those third parties, the plant owner, another contractor, an equipment maker, is a full-value negligence claim with no comp cap.
The exception that flips everything is the non-subscriber rule. Texas lets employers opt out of workers' compensation, and an employer that does is a non-subscriber that can be sued directly for negligence, with no damage cap and without its usual defenses, under Section 406.033.[2]
So the first thing we establish is simple to state and contested in practice: who, exactly, was your employer, and which companies were third parties. The tabs below show how recovery works for each kind of worker on a plant.