What is the Average Whiplash Settlement Payout

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Whiplash Settlement Payouts in Accident Cases

A whiplash injury sustained in a car accident can have long-term consequences for the victim.

Injured parties face severe pain and suffering, expensive medical bills and extensive medical treatment, potential mobility loss, and disability depending on how severe the damage sustained in the crash.

If you have a case to go after the insurance company of the at-fault driver for compensation to cover the damages, it's perfectly natural to wonder how much of a settlement you might be owed for your injuries.

The quick answer: The average whiplash settlement ranges from $10,000 to $200,000, although several of factors are at play to determine what you may be entitled. Life-altering cases of whiplash disability can result in payouts in the millions.

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Neck and back injuries can range from minor swelling, pain, and bruising to very serious, resulting in chronic pain and life-long impact.

Ultimately the average settlement payout statistics can only provide a guidance and your unique injuries and expenses will determine your payout.

The whiplash grade and severity of the injuries sustained will help determine the full extent of damages and what you may be owed.

A whiplash injury lawyer will be able to help ensure any pretrial settlement offer from the insurance companies accounts for the full extent of compensation you may be entitled.

 

"The average settlement payouts are just a starting point. Each injury case is unique..."

 


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Settlements: Potential Whiplash Injury Damages

A number of factors affect whiplash injury compensation. The state negligence laws of the state where the injury occurred, whether contributory, pure comparative, or modified comparative, determine how liability for damages is handled in the case. In plain English - where the accident happened factors into entitled recovery amounts.

That being said, the full extent of assessed damages should be accounted for that meet the legal standard in the state.

Potential Damages Include:

  • Medical Bills - Including emergency treatment, tests such as MRIs or CAT scans, rehabilitation, physical therapy, and all medical expenses resulting from your whiplash injuries.
  • Pain and Suffering - The recovery of pain and suffering damages based on how severe the injury is, for long-term impairment, and what length of recovery is required.
  • Significant Property Damage - These expenses can include property damage to vehicles, cargo, or surrounding property in the injury assessment.
  • Lost Wages and Future Income - Calculation of lost past and future income resulting from the impact of injuries sustained should be fully considered in any settlement amount.
  • Long-term Injury and Disability - Compensation you for the assessed losses resulting from paralysis, life-long impact, or disability resulting from the accident.
  • Loss of Consortium - Damages can include consideration for the bodily injuries impact can have on a marital relationship.
  • Disfigurement - Any accompanying disfigurement resulting from severe burns, disfiguring scarring, and limb loss. The assessed worth is generally subject to the pain and suffering criteria.
  • Emotional Distress - Potential settlement offers should account for potential emotional distress where entitled.

 

 

Additional Factors That Affect Whiplash Settlement Payouts

A number of factors can have a direct impact on the valuation of your whiplash injury case. The state where the accident occurred, as well as the unique details of the resulting injuries can tilt entitled payouts significantly. Some additional factors which may affect your settlement offer include:


Victims Actions After the Accident

What you say and do immediately following the crash can impact what you are entitled to get paid. Speaking to your insurance company before hiring a car accident lawyer may affect the outcome of your claim. Refusing medical attention or statements to law enforcement officers that you don't feel injured, can be used against you later. Your payout can be hurt by seemingly innocent actions taken, so let your lawyer handle communications as soon as possible.

Auto Insurance

The provisions and insurance policy coverage of the involved motorists plays an important role in determining the value of a claim. In no-fault states you can only sue at-fault drivers for injuries which exceed your policy limits and which meet the serious accident threshold. In at-fault states whether the at-fault driver had insurance coverage and the policy details will still play a role in a personal injury lawsuit seeking compensation.

Additional Injuries Sustained

How severe is the whiplash you sustained? Did you suffer any additional injuries in the crash? Was your neck injury disabling? The greater the severity of your injuries, the larger the settlement payout is likely to be. The more disabling and catastrophic the life-altering the injuries, the more losses will have to be accounted for when seeking redemption.

Eligibility for Future Damages

Severe neck injuries can be disabling for years to come, requiring long-term medical help, physical therapy and other forms of treatment. Paralysis can require in-home medical help for life, and victims should be compensated for the loss of income from being unable to work. As the losses accumulate in scale, so too should the settlement payouts.

Whiplash Cases: Neck Injury Facts

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Neck injuries are a typical result of auto accidents. Whiplash is a neck injury that occurs when the head is violently whipped forward, most commonly due to the impact of the vehicles in a collision. The acceleration of the head and neck and sudden whipped back deceleration causes the damage. Whiplash injuries can be especially severe when the victim was not expecting the crash, resulting in the protective muscles being relaxed at the time of impact. Being hit from behind in rear-end accidents commonly results in more damage to the cervical spine and regularly leads to whiplash injury for this reason.


How do I Know If I Have Whiplash?

  • Painful: Neck injuries can be especially painful for victims, with pain traveling up the base of the skull into the head, resulting in chronic headaches and neck and back pain. While considered a soft tissue injury, bone breaks in the neck should be ruled out by a doctor.
  • Facts: Over 3 million new cases of whiplash injuries each year in the U.S., according to the NIH, with 300,000 Americans disabled as a result of whiplash. Symptoms of whiplash last 6 months or longer in 75% of patients. More than 50% of whiplash injuries will suffer chronic pain 20 years after the injury.
  • Whiplash Symptoms Include: Neck pain, fatigue, headaches, dizziness, restricted range of motion, blurry vision, tinnitus, disturbed sleep, numbness and tingling, and memory issues. Swelling can lead to secondary symptoms including pinched nerves.

Importance of Seeking Medical Treatment

See a doctor as soon as possible after a crash if you suffered a neck or back injury. Whiplash injury claims are scrutinized by the auto insurance compananies closely when a claim is filed. Having a qualified medical professional diagnosis will help confirm plaintiff's personal injury claims. Treatment may require the help of a pain management specialist, physical therapist, orthopedic surgeon, or other specialists, depending on the severity of the damage, the amount of which can bury the patient in expenses.

Neck and head injuries such as whiplash are serious on their own but also pose a substantial risk for other related damage. Constant headaches after an auto accident are not to be ignored. Brain and spinal cord injuries can often accompany neck injuries and should be ruled out by a medical professional.



Whiplash Claims FAQ

Q:    Is there a whiplash payout scale?

A:    Not really. Your attorney will be able to give you a good assessment of the compensation you are entitled after reviewing the evidence, injuries, and details unique to your case.

Q:    Why are whiplash injuries so contested?

A:    It's not uncommon for symptoms of neck injuries to be delayed to exhibit as a medical condition. Swelling and soft tissue damage don't always show signs and x-rays and MRI scans can be inconclusive. Pain alone is difficult to substantiate outside of patient testimony and medical scans may not reveal the full extent of the harm sustained.

Generally, car insurance providers are suspicious of whiplash injuries and can be expected to challenge claims of the severity of your injuries.

Lawyer for Whiplash Settlement Payout Claim

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If you've been in a collision and hurt your neck, you absolutely need a whiplash lawyer. Neck injuries are never insignificant, but the typical insurance company's initial offer usually is.

Average whiplash cases follow certain fact patterns and the car insurance companies know they can bully people without lawyers in order to pay less.

Let our experienced car accident attorney review any settlement offer you've received and help you assess what you are really owed with a free consultation. The insurers are trained to challenge whiplash injury claims aggressively, discounting what you've suffered. When you've been seriously injured, insurers like to take advantage of the overwhelm and confusion to push victims to settle fast for much less than they are really entitled.

Don't give any personal statements to insurance adjusters. They aren't on your team and will use what you say against you given the opportunity.

When you hire an attorney for a whiplash claim, you put the insurers on notice that you aren't to be taken advantage of. Let our attorneys help maximize the settlement offer and ensure you get the fair compensation you deserve for your injuries.

The insurers wan't to avoid writing a big check, and will bully, delay, intimidate, and pressure you to minimize what they have to pay. When a law firm represents you it makes an immediate difference.

Your attorney will help ensure you get the proper medical treatment in support of your case. They will be able to negotiate on your behalf for a full and fair pre-trial settlement offer or, if necessary, take your case to trial and fight for the verdict you deserve.

 

 

 

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Please select what happened?
Were you injured / hurt?
What is the primary type of injury?
Were you hospitalized or receive medical treatment?
Were you at fault for the accident?
When did the accident happen?
Where did the accident happen?
Was the other driver driving a commercial vehicle?
Please share how best to contact you
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