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Hurt on an Arizona Jobsite? The Comp Check Is Not the Whole Recovery.
Workers' compensation pays part of your wages and your medical bills, and then it stops.
It pays nothing for pain, nothing for a ruined career, and nothing for what the injury takes from your family.
On a real construction site, your employer is rarely the only company whose failure put you in the hospital.
A subcontractor, an equipment manufacturer, a property owner, or a delivery driver can each be sued for their share, on top of comp.
Arizona law caps none of what that lawsuit can recover.
And one deadline in the comp statute can take your lawsuit away from you at the one-year mark.
Call (888) 713-6653 for a free review of your Arizona construction accident claim. You Win or It's Free.
- Comp is the exclusive remedy against your employer, but not against anyone else on the site
- A.R.S. § 23-1023 assigns your third-party lawsuit to the comp carrier if you have not filed within one year
- Arizona's constitution forbids any cap on injury damages, so a jobsite lawsuit is valued on the full harm
- Phoenix is in the middle of a semiconductor and data-center construction boom, with the injuries to match
- A defendant can name an 'empty chair' nonparty at fault, so every responsible company must be identified early

Why an Arizona Jobsite Injury Is Usually Worth More Than the Comp Claim
Workers' compensation is a trade. You get medical care and partial wage replacement without proving fault, and in exchange you give up the right to sue your employer. That trade is called the exclusive remedy, and it ends at your employer's front door.
Everyone else on the site is outside it. Arizona law lets an injured worker collect comp benefits and, at the same time, sue any other person or company whose negligence caused the injury.[1]
The difference in value is not small. Comp pays a percentage of your average monthly wage, subject to a statutory maximum, and nothing for pain and suffering. A third-party lawsuit pays the full wage loss, the full future medical picture, and the human damages comp pretends do not exist. Under the Arizona Constitution, no statute may cap any of it.
Most injured workers are never told this. The comp paperwork arrives automatically, the checks start, and the lawsuit that was worth several times the comp claim quietly ages toward a deadline nobody mentioned.
The One-Year Trap Inside A.R.S. § 23-1023
Here is the deadline that decides more Arizona construction cases than any other, and almost nobody outside the comp bar knows it exists.
If you do not file your third-party lawsuit within one year of the injury, the claim is deemed assigned to the workers' compensation carrier.[1] The carrier can pursue it for its own reimbursement, and the recovery that should have rebuilt your life services its lien instead.
The general two-year statute of limitations lulls people. In a jobsite injury case with comp benefits in payment, the year is the real clock, and it runs while you are still in physical therapy. Any settlement also needs the carrier's written approval, and the carrier holds a lien on what you collect for the benefits it paid. Structuring the case around that lien is part of the work.
The cruelest thing about the one-year rule is that nothing happens when it passes. No letter arrives. The comp checks keep coming. The lawsuit that was worth several times the comp claim just quietly belongs to the insurance carrier now.