What Are Florida Personal Injury Damage Caps?

Personal Injury Damage Caps in Florida

Florida does not have personal injury damage caps for non-economic or compensatory damages for plaintiffs.

Florida does cap punitive damages at 3x compensatory damages.

You will still need to document and justify the damages you are claiming.

Additionally, Florida's no-fault insurance system limits PIP benefits of 80% of medical expenses and 60% of lost wages up to the $10,000 PIP limit.

These personal injury laws directly impact how much compensation can be sought when taking legal action.

However, under Florida law there are no limitations placed on the compensatory amounts a personal injury plaintiff may be entitled.

 

 

Types of Damages Available in Florida Personal Injury Cases

Florida law recognizes several categories of damages that injured parties may recover:

• Economic Damages: These include quantifiable losses such as medical expenses, lost wages, property damage, and future medical costs. These damages face no statutory caps.
• Non-Economic Damages: Covering pain and suffering, emotional distress, and loss of enjoyment of life, these damages currently have no caps except in specific circumstances.
• Punitive Damages: Reserved for cases involving gross negligence or intentional misconduct, these damages aim to punish wrongdoers but face the statutory limitations mentioned above.

A notable exception is suing Government entities. Personal injury claims against state, county, or municipal governments face caps of $200,000 per individual and $300,000 per incident, regardless of the severity of injury sustained.